CHAMP Titles to Provide Electronic Lien and Title Capabilities for the State of New Jersey 

New Jersey joins West Virginia, the Commonwealth of Kentucky, and Illinois as adopters of CHAMPs revolutionary software suite of solutions 

CLEVELAND, Ohio (May 30, 2024) – CHAMP Titles, Inc., in partnership with Tyler Technologies, Inc. (NYSE: TYL) and the New Jersey Motor Vehicle Commission, has implemented its Electronic Lien and Title Service (ELT) in the state of New Jersey.  

House Bill A3591, passed last year, mandated the establishment of an electronic lien and title service for New Jersey motor vehicles. To that end, the state’s Motor Vehicle Commission selected CHAMP and Tyler’s ELT platform, which improves efficiencies, drives down costs, provides enhanced security, and decreases the environmental impact of paper liens and titles.  

CHAMP’s technology, known as the Digital Title and Registration Suite, was first launched in West Virginia in 2021, followed by New Jersey, the Commonwealth of Kentucky, and soon in Illinois as well. The integration provides real-time communication between lien holders financing vehicles in the state of New Jersey and the state’s Motor Vehicle Commission, eliminating the need to hold and manage secure paper titles. All lienholders filing five or more liens annually in New Jersey are required to participate in the new electronic program. 

“Our partnership with New Jersey represents the latest development in a rising number of states recognizing the true advantages of our digital solutions, which benefit not only the states but also vehicle retailers, lenders, insurance carriers, all of the service providers helping those industry verticals, and of course the great residents of the state of New Jersey,” said CHAMP Titles CEO Shane Bigelow. “Technology is changing the automotive and government sectors, and the old way of doing things can no longer be sustained. New Jersey’s adoption of our platform is recognition of this fact.” 

More states have been spurred to follow the example of West Virginia whose implementation of CHAMP’s digital services has successfully eliminated five million pieces of paper annually, reduced processing time from 45 days to as little as one day, and put an end to department backlog with title clerks who can now process five times as many titles each day.  

"We're excited to announce the availability of ELT in New Jersey," said NJMVC Acting Chief Administrator Latrecia Littles-Floyd. "The system has huge advantages when it comes to processing liens and titles. It's a win all around -- a big step forward in our continued efforts to modernize and improve the Commission." 

Key benefits include, but are not limited to:  

• Reduced costs. Electronic processing eliminates outdated and lengthy paper processes, saving time and money for retailers, lenders, insurance carriers, fleets, motorists, and motor vehicle agencies.  
• Improved efficiency. CHAMP’s implementations significantly reduce processing times, maximize the efficiency of agency resources, and drastically increase the number of transactions able to be processed by a single clerk. 

• Reduction of fraud risk. Paper processes increase the opportunity for fraudulent activity. A digital solution eliminates the latency of paper-based processes, reducing many opportunities for fraud. Additionally, these digitized processes make document manipulation more difficult and help to eliminate risk. 
• Decreased environmental impact. Transitioning to a paperless process will eliminate the use of over 20 million pieces of paper each year in the state of New Jersey. In addition, as the titling and registration process becomes fully digital, commutes to and from county clerk offices will also decrease, providing additional environmental benefits.